Texas Homeowners with Home Insurance Coverage

Home Insurance

The basic goal behind buying any insurance is to make you financially whole following a loss. You agree to pay a small certain fee to an insurance company today in exchange for a guarantee from the company that it will bear the burden of a large but uncertain loss in the future.

At Osterts and Associates we care about your family, your home and your assets and we are now offering coverage options for the Texas home insurance market that are not available with many Texas insurers. These options offer the best of both worlds with some of the most comprehensive coverage available in the market at excellent rates. Options include:

  • Guaranteed Replacement Cost up to 200% of insured value
  • Water damage, including continued seepage and leakage
  • Water damage from slab related leaks, including the resulting foundation damage
  • Additional Living Expenses for up to 2 Years in the event of a covered loss
  • Identity Theft Coverage

In addition to these coverage options, clients can benefit from a wide array of discounts such as:

  • New Home Discounts up to 25%
  • Claims Free Discount up to 20%
  • Multi – Policy Discounts up to 20%
  • Monitored Security System Discounts up to 15%
  • Renovation Discounts up to 14%
  • Gated Community Discounts up to 5%

We have several carriers to choose from, we can find the policy that fits your individual needs.

Call us today

We make the buying experience EASY for you!